STATED SMALL BALANCE REAL (alternative real estate financing)

SFS LLC offers stated income commercial loans through our STATED INCOME program, providing financing for borrowers that don't qualify for one of the conforming commercial or multi-family loan programs, or that have been declined for bank financing

Common causes consist of: lack of ability to provide income, property constraints, tenant issues, borrower credit, high DSCR, seasoning challenges as well as others.

SFS LLC Stated Income Apartment building Loan Opportunity provides more competitive apartment funding for property owners requiring a reduced document or stated income option.

The Stated Income Apartment Loan Program does not require personal or business tax returns, individual fiscal documents, and has no monthly or even yearly reporting demands. Please Bear In Mind: The subject property will need to cash flow.  Subject real estate rent roll as well as income and expense statements are required

Learn more on how our Stated Income Real Estate Financing programs can help you.
 

Apartment Mortgage
Real Estate Financing Programs - Use the appraisal rents to determine income and forget about providing your trusty tax returns.

Commercial
Real Estate Financing Program - Stated income commercial loans require fewer documents and offer greater underwriting flexibility. 

Underwriting
with a greater risk tolerance, not based on bank savings or depository reserves, allows us to avoid the many limiting banking covenants placed on traditional commercial lending. Due to this fact, we approve as well as close commercial loans that banking institutions have historically turned down 

SFS LLC works with the only real true small balance
Real Estate Financing lender. We have been pleased to make loans as low as $100,000. (Properties must be worth a minimum of $100,000 to be taken into consideration).   Please take a few moments to drop us a message or call and a small business loan specialist will  discuss how we can help. 

SFS specializes in apartment building as well as other types of small balance business mortgages $2,000,000 and below. We will consider offering mortgages up to 80% LTV.  Experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate determine final LTV’s and rates. SFS will consider both owner occupied and investment properties when it comes to small balance funding. 

Small Balance
Real Estate Financing Loan Program Overview
Small Balance Commercial Loans are available for loan sizes starting at $100,000. For Commercial loan sizes below $2,000,000 down to $100,000,  for borrowers that can provide tax returns, The SFS recommends borrowers first apply through The SFS Commercial Realestate Financing

* Call us so we can structure a loan for you +1-844-278-0618

Get Your Loan Pre-Approved: Click Here