PROGRAM HIGHLIGHTS !!!
SFS “RESIDENTIAL” Real Estate Financing Guidelines
With our objective strategy and common sense underwriting approach, we aim to help you capitalize
on the growing opportunities in our small balance real estate financing niche. SFS'S flexible lending
guidelines were created to provide you with the best possible solutions for your borrowers.
Simple to submit. Simple to qualify. Simple to close.
LTV: Up to 80%
Loan Amounts $100,000 to $2,500,000
• Refinance (rate/term & cash-out)
Fixed Period 3 & 5 year options
Minimum FICO 600 Middle Score
Pricing Rates starting as low as 6.99%
Term 30 year fully amortizing / 30 year loan
Prepayment Penalty Equal to the fixed period
The SFS Advantage
• Simple loan documents
• No loan committees
• Common sense underwriting
• Permanent financing,
• Quick Closings – 5-10 days!
Get Your Loan Pre-Approved: Click Here